# Gumroad Fee Calculator

> Free Gumroad fee calculator with 2026 rates: 10% + $0.50 plus processing on direct sales, 30% flat on Discover sales. See what you keep per sale or what to charge.

*Interactive tool: enter your values at https://toollantern.win/gumroad-fee-calculator/ and results update instantly in your browser.*

## Frequently asked questions
### How much does Gumroad charge per sale?

On a direct sale: 10% + $0.50 platform fee plus payment processing (about 2.9% + $0.30 for cards, 3.49% + $0.49 for PayPal). On a Discover marketplace sale: a flat 30% with processing included. There is no monthly fee.

### Why is Gumroad not just a flat 10%?

The 10% is only the platform fee on direct sales. The $0.50 fixed fee and separate payment processing are charged on top, so the real rate on a $40 direct card sale is about 14.9%, and on a $5 sale it is about 29%.

### What is the difference between a direct and a Discover sale?

A direct sale comes from your own link, profile, or embedded checkout and costs 10% + $0.50 plus processing. A Discover sale comes from a buyer browsing Gumroad's marketplace and costs a flat 30%, processing included. You cannot fully opt a listed product out of Discover.

### Does Gumroad refund its fee if I refund a buyer?

No. Gumroad keeps its fees on refunded sales, so a refund costs you the sale and the fees. Factor your refund rate into pricing.

### Is there a monthly fee on Gumroad?

No. Gumroad charges nothing to sign up and takes a cut only when a sale happens, which makes it cheap for products that sell slowly but expensive per sale at volume.

### Is it cheaper to take PayPal or card payments on Gumroad?

Cards. Card processing is about 2.9% + $0.30 while PayPal processing is 3.49% + $0.49. On a $40 sale the PayPal route costs about $0.44 more.

### What is the cheapest price to sell on Gumroad?

There is no minimum, but the $0.50 + $0.30 fixed fees make prices under about $10 expensive in percentage terms: a $5 sale loses roughly 29% to fees. Consider pay-what-you-want with a higher suggested price, or a different platform, for very cheap items.

### Does Gumroad handle sales tax?

Yes. Gumroad acts as the merchant of record and collects and remits VAT and sales tax for you, which saves real administrative work if you sell internationally.

### How does Gumroad compare to Stripe for selling downloads?

Plain Stripe costs 2.9% + $0.30 with no platform percentage, so it is much cheaper per sale, but you handle delivery, tax, and checkout yourself. Gumroad's roughly 13-15% all-in cost on a $40 sale buys you hosting, delivery, tax handling, and a checkout.

### How do I get paid on Gumroad?

Gumroad pays out to your bank account on a weekly schedule in most regions, with a small payout delay after each sale. Payout minimums and timing vary by country.

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Interactive version: https://toollantern.win/gumroad-fee-calculator/