# PayPal Fee Calculator Canada

> Free Canada PayPal fee calculator with current 2026 rates: 2.9% + 30¢ domestic, US and international surcharges, currency conversion, plus a reverse calculator.

*Interactive tool: enter your values at https://toollantern.win/paypal-fee-calculator-canada/ and results update instantly in your browser.*

## Frequently asked questions
### How much is the PayPal fee on $100 in Canada?

$3.20 on a domestic commercial transaction (2.90% + $0.30), so you receive $96.80. PayPal Pay Later costs $5.20 on the same sale.

### What is the PayPal percentage fee in Canada?

2.90% + a $0.30 fixed fee per domestic commercial transaction. That single rate covers checkout, card and goods-and-services payments in 2026.

### How much does PayPal take from a Canadian sale?

On a $50 Canadian sale, $1.75 (2.90% + $0.30), leaving $48.25. The effective rate falls as the sale gets bigger, because the $0.30 fixed fee matters less.

### What is PayPal's international fee in Canada?

An extra 0.80% when the buyer is in the US, or 1.00% for buyers anywhere else, on top of the 2.90% + $0.30 domestic rate. So a $100 sale to a US buyer costs $4.00 in fees.

### How much does PayPal charge for currency conversion in Canada?

4% when converting payments between currencies on commercial transactions, personal payments and Payouts.

### Are PayPal friends-and-family payments free in Canada?

Personal payments between friends and family funded by a PayPal balance or bank account are generally free in Canada, but they must not be used for sales: they carry no purchase protection and misusing them breaks PayPal's terms.

### What is PayPal's micropayments fee in Canada?

5% + $0.05 per transaction for accounts approved for micropayments pricing. It wins when most of your sales are under about $12.

### What is the PayPal QR code fee in Canada?

1.90% + $0.10 on payments over CAD 10.01, or 2.40% + $0.05 on CAD 10.00 and under. On a $7 in-person sale the fee is just $0.22.

### How do I add PayPal fees to an invoice in Canada?

Use the 'find what to charge' mode: (target + $0.30) ÷ (1 − rate). Check the card network rules before passing fees on to customers.

### What is PayPal's chargeback fee in Canada?

$20 per chargeback on card transactions.

### Does PayPal refund its fee if I refund the buyer?

No. If you refund a commercial transaction there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.

### What rate do charities pay on PayPal in Canada?

Approved charities pay 1.60% + $0.30 on donations and commercial payments received into their PayPal account.

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Interactive version: https://toollantern.win/paypal-fee-calculator-canada/