# PayPal Fee Calculator UK

> Free UK PayPal fee calculator with current 2026 rates: 2.9% + 30p domestic, EEA and worldwide surcharges, currency conversion, plus a reverse calculator.

*Interactive tool: enter your values at https://toollantern.win/paypal-fee-calculator-uk/ and results update instantly in your browser.*

## Frequently asked questions
### How much is the PayPal fee on £100 in the UK?

£3.20 on a domestic PayPal Checkout payment (2.9% + 30p), so you receive £96.80. A card payment from a guest checkout costs £1.50, and Buy Now Pay Later costs £4.20.

### What is the PayPal percentage fee in the UK?

2.9% + a 30p fixed fee per domestic commercial transaction. That is the standard UK rate for 2026; cheaper rates apply to guest card checkouts (1.2%), QR codes and micropayments.

### How much does PayPal take from a UK sale?

On a £50 UK sale through PayPal Checkout, £1.75 (2.9% + 30p), leaving £48.25. The effective rate falls as the sale gets bigger, because the 30p fixed fee matters less.

### What is PayPal's international fee in the UK?

An extra 1.29% when the buyer is in the EEA, or 1.99% for buyers anywhere else, added to the 2.9% + 30p domestic rate. So a £100 sale to a US buyer costs £5.19 in fees.

### How much does PayPal charge for currency conversion in the UK?

3% above the base exchange rate when you convert a balance or bear the conversion on a received payment.

### Are PayPal friends-and-family payments free in the UK?

Personal payments between friends and family funded by a PayPal balance or bank account are generally free in the UK, but they must not be used for sales: they carry no purchase protection and misusing them breaks PayPal's terms.

### What is PayPal's micropayments fee in the UK?

5% + 5p per domestic transaction for accounts approved for micropayments pricing. It wins when most of your sales are under about £12.

### What is the PayPal QR code fee in the UK?

1.5% + 10p on payments over £10.01, or 2% + 5p on £10.00 and under. On an £8 in-person sale the fee is just 21p.

### How do I add PayPal fees to an invoice in the UK?

Use the 'find what to charge' mode: (target + £0.30) ÷ (1 − rate). Note that UK rules ban passing card surcharges on to consumers, so check the rules before adding fees to an invoice.

### What is PayPal's chargeback fee in the UK?

£14 per chargeback. There is also a dispute fee from £12 when a buyer opens a dispute through PayPal.

### Does PayPal refund its fee if I refund the buyer?

No. If you refund a commercial transaction there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.

### What is the guest-checkout card rate in the UK?

1.2% + 30p when a buyer pays by card without a PayPal account. It is the cheapest way to take a card payment in the UK, so it is worth enabling guest checkout.

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Interactive version: https://toollantern.win/paypal-fee-calculator-uk/