# PayPal Fees by Country

> Free PayPal fee calculator by country. Select the US, UK, Canada, or Australia to see the domestic commercial fee rate, the fee on your amount, and what you receive.

Selling across borders? PayPal's fee schedule is different in every country. Pick the US, UK, Canada, or Australia and see the fee and your take-home on any amount.

*Interactive tool: enter your values at https://toollantern.win/paypal-fees-by-country/ and results update instantly in your browser.*

## Rates by country

Standard domestic rates for commercial transactions: **US** 3.49% + $0.49; **UK** 2.9% + £0.30; **Canada** 2.9% + C$0.30; **Australia** 2.6% + A$0.30. Micropayment, charity, and QR-code rates differ; international payments add a cross-border fee on top.

## Why rates differ

Each country's PayPal entity sets its own schedule based on local processing costs and regulation. The US rate rose to 3.49% in 2021; the UK, Canada, and Australia stayed near 2.6% to 2.9%. Fixed fees are in local currency, so the bite is larger on small transactions.

## What is not included

These are domestic commercial rates. Cross-border payments add roughly 1.5% on top, and currency conversion adds a 3% to 4% spread above the base rate. Friends and family transfers from balance or bank are free domestically but offer no seller protection.

## Check before large transactions

PayPal changes schedules without much notice. Treat these numbers as current as of October 2026 and verify on PayPal's fee page for your country before pricing a large invoice.

## Frequently asked questions
### What are PayPal's fees in the US, UK, Canada, and Australia?

Roughly: US 3.49% + $0.49, UK 2.9% + £0.30, Canada 2.9% + C$0.30, Australia 2.6% + A$0.30. These are standard domestic commercial rates; other transaction types differ.

### Why are PayPal fees higher in the US?

Each country's PayPal entity sets its own schedule based on local processing costs and regulation. The US rate increased to 3.49% in 2021; others stayed lower.

### Do these rates apply to international payments?

No. These are domestic rates. International commercial payments add a cross-border fee of about 1.5%, plus a 3% to 4% currency conversion spread.

### Are there other PayPal fee schedules?

Yes: micropayments, registered charities, QR code transactions, and friends and family transfers all have different schedules. This page covers standard commercial sales.

### How current are these rates?

PayPal updates its schedules periodically. Verify the current rate on PayPal's fee page for your country before pricing a large invoice.

### Is there a way to avoid PayPal fees?

Friends and family transfers funded from balance or bank are free domestically, but they offer no buyer or seller protection. Never use them for sales.

### What do I need to enter?

Pick your country and enter the sale amount. All math happens on the page.

### Is my data sent anywhere?

No. The calculator runs entirely in your browser. You can disconnect from the internet after the page loads and it still works.

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Interactive version: https://toollantern.win/paypal-fees-by-country/