Toolantern
Updated October 9, 2026

How to Spot Phishing Emails

Phishing emails pretend to be your bank, a delivery company, or your boss to steal passwords and payment details. Learn the seven red flags, what to do with a suspicious message, and how to recover if you already clicked.

What phishing is

Phishing emails pretend to be from a bank, a delivery company, your employer, or a service you use, and try to get you to hand over passwords, payment details, or access to your computer. The emails keep getting more convincing, but they still share telltale signs. Learn the signs once and you will spot most of them in seconds.

The 7 red flags

  1. Urgency and threats. "Your account will be closed in 24 hours" or "unusual activity detected, verify now." Legitimate companies rarely threaten you by email.
  2. The sender address is wrong. The display name may say your bank, but the actual address is something like [email protected]. Always expand the sender field and read the full address.
  3. Generic greetings. "Dear customer" or "Dear user" instead of your name. Real services you have accounts with normally use your name.
  4. Links that do not match. Hover over a link (or long-press on a phone) to preview the real destination before tapping. If the text says your bank but the preview points elsewhere, it is a scam.
  5. Unexpected attachments. Invoices, shipping labels, or "documents" you did not ask for often carry malware. Do not open them.
  6. Too good to be true. Refunds you never requested, prizes you never entered, and job offers with no interview are bait.
  7. Odd language. Awkward phrasing and spelling errors still appear, though AI-written scams are making this flag less reliable than it used to be.

What to do with a suspicious email

  1. Do not click, do not reply, do not download. Even replying confirms your address is active.
  2. Verify independently. Open your bank's app or type the company's address yourself. Never use the phone number or link in the suspicious email.
  3. Report it. In Gmail, open the message and click Report phishing. You can also forward phishing emails to the Anti-Phishing Working Group and report scams to your country's consumer protection agency.
  4. Delete it after reporting.

If you already clicked or entered details

  1. Change the password for that account immediately, from a clean device, and anywhere else you reused it.
  2. Turn on two-factor authentication on the account if it was not on.
  3. Check for damage: review recent transactions, sent emails, and account recovery settings the attacker may have changed.
  4. Run a malware scan if you downloaded an attachment or installed anything.
  5. If you entered payment details, call your bank and consider freezing your credit.

Build habits that make phishing fail

Frequently asked questions

What is phishing?

Phishing is a scam where attackers impersonate a trusted sender by email, text, or call to trick you into revealing passwords, payment details, or installing malware. Email phishing is the most common kind.

How can I check if a link is safe?

Hover over it on a computer or long-press on a phone to preview the real destination. If the address does not belong to the company it claims to be, do not click. When in doubt, type the company's address yourself.

I clicked a phishing link. What now?

Change that account's password immediately from a clean device, enable two-factor authentication, check recent account activity and transactions, and run a malware scan if you downloaded anything.

Where do I report phishing emails?

Use the Report phishing option in your email app, forward the message to the Anti-Phishing Working Group, and report financial scams to your country's consumer protection agency.

Can phishing happen by text message?

Yes, it is called smishing. Fake delivery notifications and bank alerts by text work the same way: do not tap the link, verify through the official app or website instead.