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Domestic commercial rates, October 2026. Verify before large invoices.
PayPal Fees by Country
Selling across borders? PayPal's fee schedule is different in every country. Pick the US, UK, Canada, or Australia and see the fee and your take-home on any amount.
PayPal's standard domestic commercial rates: US 3.49% + $0.49, UK 2.9% + £0.30, Canada 2.9% + C$0.30, Australia 2.6% + A$0.30. On a 100-unit sale that means fees of about $3.98, £3.20, C$3.20, and A$2.90. Pick your country above for the exact numbers on your amount.
-Fee rate
-PayPal fee
-You receive
Rates by country
Standard domestic rates for commercial transactions: US 3.49% + $0.49; UK 2.9% + £0.30; Canada 2.9% + C$0.30; Australia 2.6% + A$0.30. Micropayment, charity, and QR-code rates differ; international payments add a cross-border fee on top.
Why rates differ
Each country's PayPal entity sets its own schedule based on local processing costs and regulation. The US rate rose to 3.49% in 2021; the UK, Canada, and Australia stayed near 2.6% to 2.9%. Fixed fees are in local currency, so the bite is larger on small transactions.
What is not included
These are domestic commercial rates. Cross-border payments add roughly 1.5% on top, and currency conversion adds a 3% to 4% spread above the base rate. Friends and family transfers from balance or bank are free domestically but offer no seller protection.
Check before large transactions
PayPal changes schedules without much notice. Treat these numbers as current as of October 2026 and verify on PayPal's fee page for your country before pricing a large invoice.
Fee tools
For US-only detail use the PayPal fee calculator calculator, compare processors with payment processor comparison, and price invoices that keep you whole with the freelancer invoice fee calculator tool.
Planning estimate only. Results use the list prices shown and may differ from your actual bill. Terms
Frequently asked questions
What are PayPal's fees in the US, UK, Canada, and Australia?
Roughly: US 3.49% + $0.49, UK 2.9% + £0.30, Canada 2.9% + C$0.30, Australia 2.6% + A$0.30. These are standard domestic commercial rates; other transaction types differ.
Why are PayPal fees higher in the US?
Each country's PayPal entity sets its own schedule based on local processing costs and regulation. The US rate increased to 3.49% in 2021; others stayed lower.
Do these rates apply to international payments?
No. These are domestic rates. International commercial payments add a cross-border fee of about 1.5%, plus a 3% to 4% currency conversion spread.
Are there other PayPal fee schedules?
Yes: micropayments, registered charities, QR code transactions, and friends and family transfers all have different schedules. This page covers standard commercial sales.
How current are these rates?
PayPal updates its schedules periodically. Verify the current rate on PayPal's fee page for your country before pricing a large invoice.
Is there a way to avoid PayPal fees?
Friends and family transfers funded from balance or bank are free domestically, but they offer no buyer or seller protection. Never use them for sales.
What do I need to enter?
Pick your country and enter the sale amount. All math happens on the page.
Is my data sent anywhere?
No. The calculator runs entirely in your browser. You can disconnect from the internet after the page loads and it still works.